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	<title>Krimat Financial Learning Center | Site-Wide Activity</title>
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				<title>Sandy Cutrone posted an update: We are postponing the last 2 workshops for Mortgage [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/308/</link>
				<pubDate>Thu, 19 Dec 2024 17:24:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>We are postponing the last 2 workshops for Mortgage Mastery and will continue the last 2 workshops Friday January 10 and Friday January 17th. </p>
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				<title>Sandy Cutrone posted an update: I have uploaded the 1st of a 4 part series Mortgage [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/306/</link>
				<pubDate>Tue, 10 Dec 2024 18:28:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have uploaded the 1st of a 4 part series Mortgage Mastery  &#8220;Unlocking the Secrets to Smart Homebuying&#8221;  in the video archives.  This is a 4 part series that you are welcome to invite your partners and potential homebuyers to attend.   On Friday Dec 13th we will do part 2 Decoding Mortgage Disclosures.  Here you will gain an understanding of&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-306"><a href="https://wpstaging.krimat.com/news-feed/p/306/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone posted an update: New Resource for your in Compliance and Structuring [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/305/</link>
				<pubDate>Wed, 04 Dec 2024 22:14:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>New Resource for your in Compliance and Structuring The Buyers Hand Book.  You can down load and make it yours.</p>
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				<title>Sandy Cutrone updated their profile</title>
				<link>https://wpstaging.krimat.com/news-feed/p/304/</link>
				<pubDate>Mon, 02 Dec 2024 20:47:39 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: Just a reminder on the main website you have access to [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/303/</link>
				<pubDate>Mon, 02 Dec 2024 20:36:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just a reminder on the main website you have access to all your mortgage calculators.  Go to website (Do Not Log In) click on the tab that says free resources and here you will find the Daily Average Mortgage rates as well as the following calculators *Payment with Amortization * Loan Comparison *Early Payoff *Should I refi *Rent vs Buy&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-303"><a href="https://wpstaging.krimat.com/news-feed/p/303/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone posted an update: Staring this Friday Dec 6 11 Am MST through Friday Dec [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/302/</link>
				<pubDate>Mon, 02 Dec 2024 19:13:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Staring this Friday Dec 6 11 Am MST through Friday Dec 27th We will be offering a weekly webinar where you can invite your clients and referral partners to attend with you.  just share the link with them to register.  Here we will be reviewing the following: </p>
<ul>
<li>
<ul>
<li>How to determine the right mortgage product for your situation (first-time buyer, low&hellip;</li>
</ul>
</li>
</ul>
<p><span class="activity-read-more" id="activity-read-more-302"><a href="https://wpstaging.krimat.com/news-feed/p/302/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone posted an update: 2025 Loan Limits are increased to $802,650 Most Lenders [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/301/</link>
				<pubDate>Tue, 19 Nov 2024 20:00:07 +0000</pubDate>

									<content:encoded><![CDATA[<p><b>2025 Loan Limits are increased to $802,650 Most Lenders are offering now.  Please remember the FHA loan Limits are based on County and changes will not be announced until Jan 2025</b></p>
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				<title>Sandy Cutrone posted an update: Todays Newsletter is how to spot Phishing Scams.  [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/300/</link>
				<pubDate>Tue, 19 Nov 2024 19:54:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Todays Newsletter is how to spot Phishing Scams.  Always check your spam files  </p>
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				<title>falysiakrealtor and Sandy Cutrone are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/299/</link>
				<pubDate>Tue, 19 Nov 2024 19:51:41 +0000</pubDate>

				
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				<title>falysiakrealtor changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/298/</link>
				<pubDate>Tue, 19 Nov 2024 19:17:54 +0000</pubDate>

				
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				<title>Sandy Cutrone and Faye are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/296/</link>
				<pubDate>Wed, 09 Oct 2024 14:22:25 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: Coming Soon a new training of Schedule E How to [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/293/</link>
				<pubDate>Thu, 29 Aug 2024 17:24:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Coming Soon a new training of Schedule E How to calculate investment properties</p>
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				<title>Sandy Cutrone posted an update: We are currently making some corrections and updates [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/292/</link>
				<pubDate>Wed, 21 Aug 2024 18:17:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>We are currently making some corrections and updates to training and resources and are aware there are some links not working and trainings in the wrong spots.  We are working on correcting these issues.   </p>
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				<title>Sandy Cutrone posted an update: Don't forget to check your Events Calendar.  Wed Aug [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/291/</link>
				<pubDate>Tue, 13 Aug 2024 15:04:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Don&#8217;t forget to check your Events Calendar.  Wed Aug 14th we will be reviewing Strategies and insights for the NAR Settlement that goes into effect August 17th.   </p>
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				<title>Sandy Cutrone posted an update: Wed Aug 14th we will be review Strategies and insights [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/290/</link>
				<pubDate>Fri, 09 Aug 2024 18:09:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wed Aug 14th we will be review Strategies and insights for the NAR Settlement that goes into effect August 17th.   </p>
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				<title>Sandy Cutrone posted an update: Good morningWe will be suspending the affiliate program [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/289/</link>
				<pubDate>Wed, 31 Jul 2024 16:21:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good morning</p>
<p>We will be suspending the affiliate program and the CRM with Go High Level temporarily.  Anyone who has referred members we will be crediting your membership for each member who signed up under you. Once we have built up the membership base we can then implement the affiliate automation. </p>
<p> Anyone who has signed up for Go High Level,&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-289"><a href="https://wpstaging.krimat.com/news-feed/p/289/" rel="nofollow"> Read more</a></span></p>
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				<title>tobi.barbre and Sandy Cutrone are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/285/</link>
				<pubDate>Wed, 24 Jul 2024 22:59:48 +0000</pubDate>

				
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				<title>tobi.barbre changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/284/</link>
				<pubDate>Wed, 24 Jul 2024 18:54:24 +0000</pubDate>

				
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				<title>Kammey Carouthers and tobi.barbre are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/283/</link>
				<pubDate>Wed, 24 Jul 2024 18:53:33 +0000</pubDate>

				
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				<title>Sandy Cutrone and michelleherzl are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/281/</link>
				<pubDate>Tue, 23 Jul 2024 16:34:46 +0000</pubDate>

				
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				<title>Sandy Cutrone and michelleherzl are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/280/</link>
				<pubDate>Tue, 23 Jul 2024 16:34:45 +0000</pubDate>

				
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				<guid isPermaLink="false">0993a300b01d7b1eed9795f1688a0b0f</guid>
				<title>Sandy Cutrone and Kammey Carouthers are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/279/</link>
				<pubDate>Mon, 15 Jul 2024 21:21:54 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: Recently one of my borrowers told me her realtor said [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/278/</link>
				<pubDate>Mon, 08 Jul 2024 13:00:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Recently one of my borrowers told me her realtor said when she turns 62 she is eligible to apply for a mortgage where she doesn&#8217;t have to make anymore monthly payments. 1) Who knows what type of mortgage the realtor is referring to?  2)  How would you go about educating both the realtor and the borrower on why this wont work.  Today they&hellip;<span class="activity-read-more" id="activity-read-more-278"><a href="https://wpstaging.krimat.com/news-feed/p/278/" rel="nofollow"> Read more</a></span></p>
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				<title>Ava Sims updated their profile</title>
				<link>https://wpstaging.krimat.com/news-feed/p/277/</link>
				<pubDate>Wed, 03 Jul 2024 00:05:59 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: FHA Info 2024-30 Handbook Updates: Transfer of Gift Funds</title>
				<link>https://wpstaging.krimat.com/news-feed/p/275/</link>
				<pubDate>Tue, 02 Jul 2024 20:39:08 +0000</pubDate>

									<content:encoded><![CDATA[<p><b>FHA Info 2024-30 Handbook Updates: Transfer of Gift Funds</b></p>
<p>FHA is updating guidelines to expand and clarify requirements and expectations for gift funds transferred prior to settlement and gift funds transferred at settlement. These changes may be implemented immediately but are required for casefiles assigned on or after August 19, 2024.</p>
<p><b>Obtain&hellip;</b></p>
<p><span class="activity-read-more" id="activity-read-more-275"><a href="https://wpstaging.krimat.com/news-feed/p/275/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone posted an update: Today is our Virtual Open House.  Go to events and [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/269/</link>
				<pubDate>Wed, 26 Jun 2024 13:14:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Today is our Virtual Open House.  Go to events and register and find out more about our affiliate program where you can Learn and Earn, what a unique concept.  Right?  We are also reviewing the Go High Level Account that comes with your membership for your CRM.  and we are taking you on a tour of the resource center, the training modules&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-269"><a href="https://wpstaging.krimat.com/news-feed/p/269/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone updated their profile</title>
				<link>https://wpstaging.krimat.com/news-feed/p/268/</link>
				<pubDate>Mon, 24 Jun 2024 22:15:59 +0000</pubDate>

				
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				<guid isPermaLink="false">e60a21b805ac6c50ea238a8cae9b74e7</guid>
				<title>Sandy Cutrone changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/267/</link>
				<pubDate>Mon, 24 Jun 2024 22:15:30 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: HELLO MORTGAGE PEEPS&#62;&#62;&#62;&#62;DID YOU KNOW&#62;&#62;&#62;&#62;How many times [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/266/</link>
				<pubDate>Mon, 24 Jun 2024 17:16:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>HELLO MORTGAGE PEEPS&gt;&gt;&gt;&gt;DID YOU KNOW&gt;&gt;&gt;&gt;</p>
<p>How many times have you been told by a realtor or attorney that they have to refer 3 mortgage lenders.  Is this really a requirement?  This is a myth. However, the myth has a history. The idea that real estate agents need to refer three lenders stems from an old rule in the Real Estate Settlement&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-266"><a href="https://wpstaging.krimat.com/news-feed/p/266/" rel="nofollow"> Read more</a></span></p>
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				<title>Sharon Lawson changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/264/</link>
				<pubDate>Wed, 12 Jun 2024 19:59:23 +0000</pubDate>

				
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				<guid isPermaLink="false">76f5ff3df7a4258a7ecc4f48e4224a68</guid>
				<title>Sharon Lawson posted an update: </title>
				<link>https://wpstaging.krimat.com/news-feed/p/263/</link>
				<pubDate>Wed, 12 Jun 2024 19:58:41 +0000</pubDate>

				
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				<guid isPermaLink="false">78b00ad428bd4264649f7307afa98458</guid>
				<title>michelleherzl changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/261/</link>
				<pubDate>Mon, 10 Jun 2024 18:20:07 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: Hello Everyone:I am looking to book future guest [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/256/</link>
				<pubDate>Mon, 20 May 2024 20:36:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Everyone:</p>
<p>I am looking to book future guest speakers and need suggestions on topics that are of interest to you and fellow colleagues.   These events are open for you to invite anyone you want.  I would really appreciate your input or if you know  of someone who would like to do a training please email me there contact information and&hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-256"><a href="https://wpstaging.krimat.com/news-feed/p/256/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone posted an update: I want to apologize to our members for the problems we [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/251/</link>
				<pubDate>Thu, 16 May 2024 15:06:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>I want to apologize to our members for the problems we have been having with our Automations.   Matt is diligently working to get these issues corrected .   If you could help by answering these questions below, I would appreciate it.</p>
<p>1) Are you getting the live support room is open notification if so are you getting is at the right time? &hellip;</p>
<p><span class="activity-read-more" id="activity-read-more-251"><a href="https://wpstaging.krimat.com/news-feed/p/251/" rel="nofollow"> Read more</a></span></p>
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				<title>Sandy Cutrone posted an update: Are you part of the facebook Group? Join here for the [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/244/</link>
				<pubDate>Thu, 09 May 2024 15:57:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Are you part of the facebook Group? Join here for the New Loan Officer Support Group.</p>
<p><a target='_blank' href="https://www.facebook.com/groups/306244095536311/" rel="nofollow">https://www.facebook.com/groups/306244095536311/</a></p>
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				<title>Sandy Cutrone posted an update: Have you joined Krimat's YouTube Channel? Here we have [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/243/</link>
				<pubDate>Thu, 09 May 2024 15:40:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have you joined Krimat&#8217;s YouTube Channel? Here we have lots of Shorts which can also be helpful.   PLease join today   </p>
<p> <a target='_blank' href="https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.youtube.com%2F%40krimatfinanciallearningcen6365%3Fsub_confirmation%3D1%26fbclid%3DIwZXh0bgNhZW0CMTAAAR1RoYXiI3jRoVKXps2BtEkFgn-NY0RgJWZczjhp04XXcXWvl3x3uC0yCX0_aem_AcIhbnTFYKnVAfHaBbZRAT8A2R3RCKwwklMFqdbyroXptvR3iaDwEeiwkdukmHVUPZW8WZit_e9_vwWM2oKNxS2M&amp;h=AT3DWxsoYo76R6w9Wntrju60_iHxruklr-0iegmq8na1k0q3svUBKqSo2yLhhIw0uUg2Ocbg-opUTmf_LD99APjwy8YyVQQbbaW1ZMj9I0pemXJQXIszEnAxk4ZphxSj4QPstiwgGyoftv-xf1w" rel="nofollow noreferrer" rel="nofollow">https://www.youtube.com/@krimatfinanciallearningcen6365?sub_confirmation=1</a></p>
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				<title>Prince Al Lightfoot changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/242/</link>
				<pubDate>Wed, 08 May 2024 20:06:52 +0000</pubDate>

				
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				<guid isPermaLink="false">7d2c2254a7059f783a6201b1f2e3bcba</guid>
				<title>Prince Al Lightfoot changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/241/</link>
				<pubDate>Wed, 08 May 2024 20:05:19 +0000</pubDate>

				
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				<title>Prince Al Lightfoot and Sandy Cutrone are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/240/</link>
				<pubDate>Wed, 08 May 2024 16:21:59 +0000</pubDate>

				
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				<title>Sandy Cutrone and Kammey Carouthers are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/238/</link>
				<pubDate>Wed, 08 May 2024 03:12:47 +0000</pubDate>

				
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				<title>Kammey Carouthers changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/232/</link>
				<pubDate>Thu, 02 May 2024 04:15:30 +0000</pubDate>

				
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				<title>Sandy Cutrone and Sandy Cutrone are now connected</title>
				<link>https://wpstaging.krimat.com/news-feed/p/225/</link>
				<pubDate>Fri, 26 Apr 2024 17:23:57 +0000</pubDate>

				
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				<title>Sandy Cutrone posted an update: Check for Guideline Updates In [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/223/</link>
				<pubDate>Fri, 26 Apr 2024 17:15:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Check for Guideline Updates In FHA ud.gov/press/press_releases_media_advisories/hud_no_23_265#:~:text=The%20maximum%20loan%20limits%20for,loan%20limits%20will%20remain%20unchanged.&amp;text=The%20HECM%20maximum%20claim%20amount,or%20after%20January%201%2C%202024.</p>
<p><span>VA Bulletin updates <a target='_blank' href="https://www.benefits.va.gov/HOMELOANS/documents/circulars/26-24-03.pdf" rel="nofollow">https://www.benefits.va.gov/HOMELOANS/documents/circulars/26-24-03.pdf</a></span></p>
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				<title>Sandy Cutrone posted an update: Here is the link to check for FannieMae Guideline [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/222/</link>
				<pubDate>Fri, 26 Apr 2024 17:12:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Here is the link to check for FannieMae Guideline updates.  <a target='_blank' href="https://singlefamily.fanniemae.com/in-case-you-missed-it-policy-updates" rel="nofollow">https://singlefamily.fanniemae.com/in-case-you-missed-it-policy-updates</a></p>
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				<title>Sandy Cutrone posted an update: Effective May 7 Freddie Mac will be changing their [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/221/</link>
				<pubDate>Thu, 25 Apr 2024 15:39:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Effective May 7 Freddie Mac will be changing their trust guideline.  </p>
<ul>
<li>Most recent one-year history of receipt of the pre-determined fixed payment amounts occurring at regular intervals is required.</li>
<li>A continuance of three years at regular intervals is required.</li>
</ul>
<p><b><i>For Freddie Guideline updates:</i></b></p>
<p> <a target='_blank' href="https://guide.freddiemac.com/app/guide/bulletin/2024-1" rel="nofollow">https://guide.freddiemac.com/app/guide/bulletin/2024-1</a></p>
<p class=""></p>
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				<title>Sandy Cutrone changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/220/</link>
				<pubDate>Thu, 25 Apr 2024 00:05:12 +0000</pubDate>

				
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				<title>Sandy Cutrone updated their profile</title>
				<link>https://wpstaging.krimat.com/news-feed/p/219/</link>
				<pubDate>Thu, 25 Apr 2024 00:04:17 +0000</pubDate>

				
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				<guid isPermaLink="false">5f2e8006ec4c4e9ca45c840cdc8d98a9</guid>
				<title>Sandy Cutrone posted an update: Hey Guys Just took a loan application using trust [&#133;]</title>
				<link>https://wpstaging.krimat.com/news-feed/p/217/</link>
				<pubDate>Mon, 22 Apr 2024 19:43:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Guys Just took a loan application using trust income.  Remeber effective May 7 guideline change state the trust must be open for two years and fixed income must be verified for one year variable trust income is 2 yrs.  Trust has to be held in a different name than the borrower.  Also if it is non taxable you may gross these earnings up 25%</p>
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				<guid isPermaLink="false">745d5a774a0a2ef652b99a4fd518d36f</guid>
				<title>Sandy Cutrone changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/212/</link>
				<pubDate>Thu, 04 Apr 2024 19:19:43 +0000</pubDate>

				
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				<guid isPermaLink="false">53a2fa239490a9fa29799ce9b6a5c23d</guid>
				<title>Sandy Cutrone changed their profile photo</title>
				<link>https://wpstaging.krimat.com/news-feed/p/206/</link>
				<pubDate>Wed, 21 Feb 2024 19:26:58 +0000</pubDate>

				
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